Wednesday, April 30, 2008

Cervical Mucus Sour Tasting

Cheque Emploi Service-CESU-Review in April 2008

Activity months ago.

Month
Employers
Hours
04/2008 8 94

paid leave set to a libretto : € 85
Ideally, this money should enable us to live during the holidays (since they are included in our monthly salary), and offset the month work is more rare.

As I presented it in this article , the number of hours worked has fallen this month.

I'm an employer because she would not settle the contract and imposed upon me the flat rate it is not right, this must be a common agreement-. View this article .

20 cents + 20 cents + ...
Since last month I decided to systematically parts of 20 cents a pot. Harvest of the Month: almost € 10.
At the end of the year, if I have not done too much of 'sampling' ... We will see what will be done!
Why 20 cents? It is fast running out. 10 cents: this is not enough. 50 is a bit too much for my wallet!
As for the red pieces, I accumulated in a box from time to time, I exchange a handful at a supermarket in the neighborhood (when there is none, usually the cashier needs it).


Forecast for May 2008: 81 hours.
It is imperative that I resume my exploration !

Someone contacted me for work I told him immediately spoke of serious things: contract, formalities to break ... It must control the checkbook, we'll see if it scares him ...



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Blogger Alex said ...

Why not increase your hourly rate, even 1 euro, it would pay for your vacations?

May 5, 2008 7:54 p.m.

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Blogger Christine said ...

> Alex: My hourly rate is € 10 net -CP-inclusive. I think it's a good salary, considering that I did not 'graduate' in the middle ...

I earn more than when I worked for the Association (SMIC)! For cons, I have to move for a salary.

I prefer to stay at that price because people do not talk and sometimes we do work a little longer than expected. The last reason is that I want to stay under the price offered by the associations.

on your blog: http://travailler-en-cesu.fr, I think the comments have not been validated.

May 6, 2008 9:03 p.m.

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Blogger Alex said ...

if I do moderate comments more long ...

May 6, 2008 9:51 p.m.

Tuesday, April 29, 2008

Buying Bulk Distilled Vinegar

EXAMPLE OF AN ANALYSIS OF REAL ESTATE

Through this example, you will find below some basic analysis of a Real Estate Development.

------------------------------------------------

1) Subject:

Our example: funding for construction of a housing estate comprising 40 apartments and 2 shops for sale (off plan) in the Municipality of SB (downtown).

2) The Relevant Sector:

Points Analysis:
- The Good, the subject of the request for funding been "controlled" (Land acquired on Equity, and permit final budget)?
- The program is it relevant to the target audience?
- Its location is it attractive?

In our example:
- The land is equity financed and serves as a contribution to the project (450 KE 10% of total costs).
- PC (Building Permit) granted and served (the third party liability).
- good location in downtown SB close to all amenities and the Head Place.
- fast-growing sector where the need for housing and commercial space is important and the current offer inadequate.
- Prices (X € / m²) are attractive and will enable the rapid commercialization program (Range between XA and XB Euro).
- The benefits at a good level of standard air conditioning, fully equipped kitchens, bathrooms furnished, gated, spacious terraces ...

3) The Speakers:

Points Analysis: During the study
operation, it is imperative to validate the property operator:
- This operator is there a quality professional? Elements of Analysis: reputation, local market knowledge, membership of a professional body, and outstanding achievements completed, rating Bank of France ....
- Costs are they identified and validated?
- The companies approached for the work they are quality and they assure us of the good progress of the site?

In our example:
- Operation entrusted to an experienced professional (Group S were among the main promoters of the region) which has many references and a very good reputation (+ 10 000 units built)
Mr. H (manager of the CSVS) also has an important heritage property: surface net xxxxx KE
- Marketing provided locally by the developer.
- Consultation business is underway, the markets will be signed after obtaining a banking agreement (although budget costs identified and validated: the usual business of the Group T).

4) Financial analysis of the operation:

Indicators & financial criteria:

points of analysis: decomposition of the unwinding of the transaction of real estate:

- The cost = Cost promotion (land cost + construction cost + fees)

The financing of the operation of real estate development will be via :

- A contribution = contribution of the promoter in the operation (in cash or in kind, eg ground).
- Reservation = share of apartments sold. A low rate of bookings must involve a more consistent level of intake.
- Credit = credit support in place to enable the conduct of the promotion.

The share of the financing not covered by the contribution, credit and reservations (= deadlock) must be very low.

In our example:

Cost 4478 (100%) Contribution
450 (10%)
Reservations: 2200 (49%)
Credit : 1800 (40%)
IMPASSE: 28 (1%)

We see here the closure under good conditions of the transaction: the level of contribution and reservations will be sufficient to limit the gapping at a level insignificant (1% of cost).

Indicators of project value:

Points Analysis:
- Margin = Sales Price - Cost
- Bank Security Margin = Sales + FP. The higher this rate is high unless the financial risk will be high.

In our example:

Value Sales: 6000 KE
Less :
Sales commissions: KE 200

- Margin on Sales = 6000-4 = 478-200 K € 1,322 or 30% of expenditure (cost) and 22% of Sale Price.
- Bank Security = 1222 = 1672 + 450 K € (37% of total cost).

5) Warranty and conditions of the competitions set up:

Point Analysis on the Conditions Precedent to Credit Cover:
Justification of contributions to be invested in the transaction until full repayment of assistance granted by the Bank. Reason
-xx% firm reservations (with deposit checks from the notary).
Justification of administrative authorizations purged of all appeals.
Justification of contracts signed (company structure).
- Engagement of Mr. H (manager) to support any budget overruns.

In our example:

Credit Support: 1 800 KE over 12 months (completion of work)


Mortgage Guarantee + SPC Mr. H. The surface of MH can allow to cope with potential slippages (Heritage property (land) Mr. H xxxxx estimated K €).

Prerequisites Credit Cover
- Justification of inputs (land adjusted up to 450 K €).
-Justification of 49% firm bookings.

Thursday, April 24, 2008

Milena Velba New Gals

say that I did not like the editorial!

When I look at the articles of my blog, I remember I had a lot of trouble writing twenty lines, writing!

I blocked, I did not want. It was a chore. I saw yet completed their comrades double pages without problem ...

And now I find enjoyable, liberating, letting off steam writing what we feel. I certainly do not put the correct forms, but it does not matter, I write as I speak. That's it.

It is also true that I grew up the font size for easier reading.


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Creative Titles For Papers On Self Image

Out with an employer CESU CESU

Employers in general-not just individuals, they too think we are indispensable, and that after waiting to eat! Know that the work there: it is sometimes difficult to find quickly, but looking good ... No one is irreplaceable.

Leaving my employer, just now, I told him that next week and the following public holidays, Thursdays-and it says "ah, so I made the check now."


She meets and goes to the social, the full speaking aloud, and tick 'salary package'. I told him that I am real and she replied "no, no, you're all fixed, it's better for me I've always done it." I do not control the retail-package or Real-because I had no problem with other employers.

I explained that we had not agreed that, over several weeks since I asked that meets the employment contract. She has long denied because it does not consider employer and will not commit ... She is afraid. I just show him that it is mandatory after 4 consecutive weeks, it protects both parties, an employee might well ask more hours, she would have no way to prove it false. .. No, there's nothing to do, she thinks I'm "too much riding on the principles" ... Yet it is that regulation, it's not me who decides.

So I told him politely that it was a lot, it was better that we adopt today. She already had in mind on May 1 to pay, it does not find it normal! I remind him that when she worked she was not shocked to be paid that day, without having worked -note they were both in education, therefore the uncertainty of employment or retirement, they do not know- . She said:

- Yes, I understand you defend your interests.
- No Ma'am, I 'm just your employee!
- Not ...
- And if you are an employer. You can call the National CESU for the contract and the documents to get back: ASSEDIC certificate, employment certificate. You can also go through an association, as you have no worries.
- Yes, but it's more expensive!

So here, a contract that ends -2 hours / week-. Too bad, this lady is really nice, and does not need additional problem: her husband is sick and she tired. I told him that I am not angry and I appreciate that.


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Sunday, April 20, 2008

Pro Choice Thesis Argument

: first dispute with an employer

And here I find myself obliged to seek assistance from the Legal Assistance-through-my home insurance for me help resolve this dispute. I hope this is the only one.

all started in February -see end of this article- , now I have reached a maximum level of anger, my patient and my kindness have limitations, it is clear.

Counsel told me that obviously the person who takes care of this elderly gentleman said I was not URSSAF ... So I guess it must also be accountable to the Judge ...

I must send a letter to request a list of lawyers partners, they take care of the fees ...

I have on my side gather testimony from people having seen me working at this gentleman ... because he has obviously kept my notebook binding.

continued!

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Blogger Derudder said ...

Hi Christine, you should read my blog
http://employe-de-maison.over-blog.fr
aticle on the "services ... a gold mine expansion. Hoping that my idea you like, there are other items they refer to enlighten you.
When the deadbeats, you realize àl'inspection work and file a complaint and a handrail at a police station.
Courage soon michèle

April 20, 2008 9:57 p.m.

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Thursday, April 10, 2008

Windsurfing Roof Rack

Funding Power Plants

The renewable energy market sector represents a very promising especially in certain geographical areas such as overseas territories which enjoy:
- As in Guyana, a territory with a large forest area for the development of biomass ,
- A sunshine (Guyana, West Indies, Reunion, Mayotte).

The risk on this type of financing will appear under control if we are reassured of the following:

A risk on the borrower.

What is the history of the borrower? The consideration is she still a young group, operating with little bit of history of activity and many projects in progress or rather a quality operator (a subsidiary of a group recognized that posted good financial fundamentals)?

If shareholders have strong financial guarantees, it is interesting
- provision in the contract a clause guaranteeing us to maintain ownership of its shareholders,
- to request bail.

2. Risk on the transaction. This section contains

risks designs, supplies and markets.

a / For the design.

The risk of conception appear mastered if stakeholders are identified providers of qualifications in their fields.

b / Regarding the supply of raw material.

The risk of conception appear under control if provided multiple sources of supply (in case of failure of a supplier or a lack of raw materials). Solutions of alternative supplies are planned?

3 / With regard to opportunities.
How and traded markets?
For example, a long-term contract with EDF or a local authority committed to buying energy on the basis of a fixed annual premium (premium annually adjusted). The premium must cover annuitée credit established.

3. The financial quality of the project.

It follows from the power plant customers. A business plan will appear in reliable, since the price index are known and selling (long-term contract, cf. Preceding paragraph).

4. Risk phases construction and operating risks.

risks phases of construction (transport, assembly, testing, liability of the owner) and operational risks (equipment breakdown, damage to property) are they covered by insurance and they will be delegated to financial institution lender?

What are the guarantees associated with the most sensitive parts? For example, equipment of the boiler are guaranteed? A performance guarantee from the manufacturer is it planned?

5. Climate risk.

On this type of financing, this is particularly important. The operating company has it limited its risk by adopting a strategy of risk diversification (multiple energy sources and different geographic areas)?

Some products (biomass, coal) can be provided throughout the year as opposed to wind power and hydropower which depend on climatic conditions. We reach here the issue of power sources of the plant.

Sunday, April 6, 2008

How To Get Unlock Character Spongebob Monopoly

Employee Cheque Emploi Service-CESU-10 months ... A small Documentation review

Month
Employers Hours
06/2007 1 16
07/2007
2
40
08/2007 1 21
09/2007 2 42
10/2007 3 42
11/2007 2 40
12/2007 3 42
01/2008 5 57
02/2008 7 96
03/2008 9 114

Here is an overview of my work since June 2007.
Most of my employer make me work every week. I'm trying to get 1 or 2 contracts Working ...

It is difficult to admit to some as, for example on 1 May is a holiday and must be paid! ... They do not consider themselves employers, but rather customers: it's better for them but this is not reality. They want absolutely no coercion, however few have worked in the public (and therefore with the assurance of financial stability, among others)

Unfortunately very nice 2 women died, including my elderly neighbor 48 years only. I think a lot about their families.
Sincere condolences to the families of these 2 ladies.

A man suffering from Alzheimer's disease, was hospitalized in psychiatry, in March: I worked for the couple-surveillance husband, allowing his wife to leave a few hours, my job is therefore completed. I think I can occasionally work again for the Lady, when my colleague, CESU, will be absent.

A second husband was also hospitalized last month: he goes home at the moment but should also go to the institute (Alzheimer's as well). For now, I keep 2 hours week, in addition to another home help.

--------------------------------

I had to contact my Legal assistance of insurance for apartment-friendly non-recourse, because the person who cares for an employer-old 80 years-I still have not paid for two months! He dragged me by saying that the checkbook has not happened ... I do not even know if I told URSSAF ... (This may ask a lot of problems!)

must say that this gentleman is the owner and said to be a family friend for over 20 years and also says nephew ... It

nurses starting their care, who have found that the tenant was in poor health, unable to stand up for the daily-acute LBP-. They proposed to the owner to bring in a person for dinner and a minimum-bit-Household.

We agreed, ordering the checkbook, etc. ... Then the nurse asked the social worker to move-in book-binding because there was no hot water for months of February! - A power outage of 24 hours, no cash or checkbook ... I was so hallucinated that I wrote the article: 'Let us give a little more attention to our elderly neighbors'

The owner was hospitalized the day before the gentleman's visit to the social worker! IF, IF ... He of course put an immediate end to our work that day.

Since many non-appointment-respected by the owner had reason for my patient. This adds to the anger of having to leave the gentleman in such a situation.

Nurses have made a report to the prosecutor and I also sent him my testimony.

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Blogger Christine said ...

I do not understand why there is so much space between the title and table ...

I'll try to find help!

April 13, 2008 10:12

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Blogger lina said ...

excellent blog, good week, severally

April 21, 2008 8:02 p.m.

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Anonyme Anonymous said ...

your blog very, very interesting. good luck.
gégé

April 26, 2008 10:44 p.m.

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Blogger Christine said ...

> Nico: I want to thank you for that link you sent me very nicely: http://help.blogger.com/bin/answer.py?hl=fr&answer=41592

Thanks you to finish the Phantom! In turn, I did enjoy my readers.

May 1, 2008 11:12 p.m.

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