Tips to help you choose the proper funding to you to purchase your car or motorbike of your dreams. Several formulas
car loan available to you if you are looking for funding for the purchase of your car: appropriation (loan) or credit balloon or LOA (with rental Option)
Credit Auto Moto: Credit Assigned
credits are granted so-called affected by the credit institution to finance the purchase of movable property (eg car loan or motorcycle). Often, this type of loan is contracted on the point of purchase, when buying, in fact, demand for credit must be stated on the order established by the vendeur.Ainsi if you could not get credit, you do not have to take the car, and vice versa, if the contract of sale of the vehicle is revoked or suspended, the credit agreement will be canceled as credit or refund will be suspended.
The credit amount allocated car must be less than or equal to 21 500 € for a period exceeding three months. The rate is generally more expensive than in the specialized credit institutions or banks as the car salesman gets a commission on the credit you can not negotiate.
Auto Credit: The Credit
Balloon Balloon With credit, you can change regular car with a car neuve.En Indeed, the term of the contract, you have the option to redeem the vehicle at a cost attached to the advance for a specific date. On that date the seller agrees to take the vehicle for the price already set. In return you must bring the vehicle in good condition, no accident, and with a certain mileage calculated in advance ...
Auto Credit: The lease-purchase (LOA)
rental with purchase option is to rent a car for a long period of two to five years with the possibility of owning the car term of the lease by paying an option which is the amount of the deposit that you paid the subscription.
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